Insurance Rate Impacts
How Distracted Driving Affects Your Car Insurance in 2026: Complete Driver Guide
Texting With Driving
July 8, 2026
How distracted driving affects car insurance: average 23% rate increase, up to 64% in Connecticut, 3-5 years on your record, and the states where tickets cannot raise your rates.
Distracted Driving Insurance Statistics 2026: What Insurers Know That Drivers Do Not
Texting With Driving
June 11, 2026
Distracted driving violations are up 57 percent since 2022 according to the 2026 LexisNexis report released May 19 2026. Here is what the insurance industry sees in your driving data that most drivers never know about.
What Happens to Your Car Insurance After a Distracted Driving Ticket?
Texting With Driving
May 20, 2026
A distracted driving ticket raises car insurance rates by an average of 43 percent for up to 5 years. Here is exactly what happens to your policy, how long it lasts, and what you can do about it.